Safety Guidelines for Shopping on the web
Safety Guidelines for Shopping on the web
Blog Article
Credit card fraud appears to be all over the place and crooks are fond of using the internet to steal credit card information, due to the privacy it offers. Many people believe that the only method to safeguard themselves is to stay away from purchasing online altogether. Although that is one option to protect one's credit card information from being stolen and hacked, it also means that one can never ever again shop online. The online marketplace for goods and services is expanding at an alarming rate because people are aware of the ease with which they can discover the most affordable deals while shopping online. If one does not shop on the internet, you'd be giving up on all the great bargains. Utilizing this method to prevent credit card fraud is like choosing not to fly on planes again to protect yourself from terrorists. True, one would not be a victim of any terrorist attack which involved planes. However, that also means having to deal with the inconvenience of not being able fly while traveling. As with all things on the planet, key is not to avoid the problem, but to understand the issue and adopt an effective strategy to reduce the chance of becoming a victim of fraudulent credit card transactions when you shop on the internet.
In the beginning, let's discuss ways to prevent fraud with credit cards is already happening. There's no need to be in a panic. If the cardholder is notified that his or her credit card details have been compromised, the credit card company will not hold the cardholder liable for any charges that are fraudulent, even for charges that were not made prior to reporting the credit card information is stolen. A credit card provider will then shut down that card from further use and issue a new card within one or two weeks, but this is still an inconvenience most people would prefer not to go through, if possible.
Next, online shoppers could make use of the Google Safe Browsing Tool to check if an online site is safe to visit and if one can trust Google obviously. This tool will report whether a website is not safe or not, when Google has last Amazon gutschein examined it, and if the site has was involved in any suspicious activity previously, as well as report whether it's linked to sites that are suspicious, even if the site does not do anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once you've entered this, Google's tool will bring up a basic half page report on whether the site that you are looking at is secure or not.
Another layer of protection you can take while shopping online is to use trusted 3rd payment options. Most people have heard of PayPal. They are most likely the most popular third payment method used in the world. They allow for customers to pay for goods and services via them. For instance, when a customer buys something it is not directly paying the site she is purchasing from. The amount is due to PayPal Then PayPal will pay the merchant which means the merchant never sees her credit card information and her credit card details wasn't transmitted via the internet during this transaction. It doesn't matter if the buyer shops on one or more websites. So long as the payment method of a third party was used, credit card information was never transmitted so, that information is not floating around on online at each website a purchase was made. Other 3rd party payment methods that are similar to PayPal are Google Wallet and Amazon Payments.
Armed with this knowledge, online shoppers can now make sure the websites they go to are secure to shop at and be sure to not enter sensitive information when purchasing. So, there is no reason to ignore all the amazing deals available when shopping online, if you are worried about your credit card details being stolen.